IASbaba Daily Prelims Quiz
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The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative.
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Question 1 of 5
1. Question
Consider the following statements about PM SVANidhi scheme
- It is a micro-credit facility that provides street vendors with a collateral-free loan of Rs 10,000.
- The scheme is implemented by Small Industries Development Bank of India (SIDBI).
Choose the correct statements:
Correct
Solution (c)
Statement Analysis
Statement 1 Statement 2 Correct Correct · It was launched by the Ministry of Housing and Urban Affairs on June 01, 2020. · Purpose: To provide affordable Working Capital loans to street vendors to resume their livelihoods that have been adversely affected due to the Covid-19 lockdown.
· It is a micro-credit facility that provides street vendors with a collateral-free loan of Rs 10,000 with low rates of interest (below 12%) for a period of one year, aiding the vendors in getting back on their feet financially.
· The duration of the scheme initially was until March 2022. It has been extended till December 2024, with a focus on enhanced collateral-free affordable loan corpus, increased adoption of digital transactions and holistic socio-economic development of the Street Vendors and their families.
Scheme Benefits: · Vendors can avail of a working capital loan of up to Rs. 10,000, which is repayable in monthly instalments in the tenure of one year.
· On timely/ early repayment of the loan, an interest subsidy @ 7% per annum will be credited to the bank accounts of beneficiaries through Direct Benefit Transfer on a quarterly basis.
· There will be no penalty on early repayment of loan.
· The scheme promotes digital transactions through cash back incentives up to an amount of Rs. 100 per month.
· The vendors can avail the facility of escalation of the credit limit on timely/ early repayment of loan.
· Implementation agency: Small Industries Development Bank of India (SIDBI)
Context: The Union Housing and Urban Affairs Ministry recently set a new target for its PM SVANidhi scheme for street vendors.
Incorrect
Solution (c)
Statement Analysis
Statement 1 Statement 2 Correct Correct · It was launched by the Ministry of Housing and Urban Affairs on June 01, 2020. · Purpose: To provide affordable Working Capital loans to street vendors to resume their livelihoods that have been adversely affected due to the Covid-19 lockdown.
· It is a micro-credit facility that provides street vendors with a collateral-free loan of Rs 10,000 with low rates of interest (below 12%) for a period of one year, aiding the vendors in getting back on their feet financially.
· The duration of the scheme initially was until March 2022. It has been extended till December 2024, with a focus on enhanced collateral-free affordable loan corpus, increased adoption of digital transactions and holistic socio-economic development of the Street Vendors and their families.
Scheme Benefits: · Vendors can avail of a working capital loan of up to Rs. 10,000, which is repayable in monthly instalments in the tenure of one year.
· On timely/ early repayment of the loan, an interest subsidy @ 7% per annum will be credited to the bank accounts of beneficiaries through Direct Benefit Transfer on a quarterly basis.
· There will be no penalty on early repayment of loan.
· The scheme promotes digital transactions through cash back incentives up to an amount of Rs. 100 per month.
· The vendors can avail the facility of escalation of the credit limit on timely/ early repayment of loan.
· Implementation agency: Small Industries Development Bank of India (SIDBI)
Context: The Union Housing and Urban Affairs Ministry recently set a new target for its PM SVANidhi scheme for street vendors.
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Question 2 of 5
2. Question
Consider the following statements about PM –YASASVI
- It is Centrally Sponsored Scheme that provides scholarship for Denotified, Nomadic and Semi-Nomadic Tribes (DNT/S-NT).
- Scholarship under the Scheme will be available for studies in India and abroad.
- The scheme is implemented by Ministry of Tribal Affairs.
How many of the following statements are correct?
Correct
Solution (a)
Statement Analysis
Option a Correct · PM –YASASVI is Centrally Sponsored Schemes for vulnerable groups comprising of Other Backward Class (OBCs), Economically Backward Class (EBC) and Denotified, Nomadic and Semi-Nomadic Tribes (DNT/S-NT). · Scholarship under the Scheme will be available for studies in India only and will be awarded by the Government of the State/Union Territory to which the applicant belongs.
· The scholarship will be provided for students studying in Government Schools only.
· The students should be studying in class IX and X on a full-time basis in Government Schools only.
· The students shall be given a consolidated academic allowance of Rs. 4000 per annum.
Context: Ministry of Social Justice and Empowerment is implementing an umbrella scheme namely PM Young Achievers Scholarship Award Scheme for Vibrant India (PM –YASASVI) for OBC and others.
Incorrect
Solution (a)
Statement Analysis
Option a Correct · PM –YASASVI is Centrally Sponsored Schemes for vulnerable groups comprising of Other Backward Class (OBCs), Economically Backward Class (EBC) and Denotified, Nomadic and Semi-Nomadic Tribes (DNT/S-NT). · Scholarship under the Scheme will be available for studies in India only and will be awarded by the Government of the State/Union Territory to which the applicant belongs.
· The scholarship will be provided for students studying in Government Schools only.
· The students should be studying in class IX and X on a full-time basis in Government Schools only.
· The students shall be given a consolidated academic allowance of Rs. 4000 per annum.
Context: Ministry of Social Justice and Empowerment is implementing an umbrella scheme namely PM Young Achievers Scholarship Award Scheme for Vibrant India (PM –YASASVI) for OBC and others.
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Question 3 of 5
3. Question
Consider the following statements Cadalmin Immunalgin Extract (Cadalmin IMe)
- It is a nutraceutical product from select seaweeds that can boost the innate immunity.
- It is 100% natural blend of highly nutritious bioactive ingredients extracted with eco-friendly ‘green’ technology.
- It is developed by Central Marine Fisheries Research Institute (CMFRI).
How many of the following statements are incorrect?
Correct
Solution (d)
Statement Analysis
Option d Correct · Cadalmin Immunalgin Extract (Cadalmin IMe) is nutraceutical product from select seaweeds that can boost the innate immunity related to post-Covid complications. · A nutraceutical product is a substance, which has physiological benefit or provides protection against chronic disease.
· Cadalmin IMe also has antiviral properties against the delta variant of the SARS CoV-2 virus.
· It is a synergistic combination of seaweed-based nutraceutical product, which is a 100% natural blend of highly nutritious bioactive ingredients extracted with eco-friendly ‘green’ technology.
· It is developed by Central Marine Fisheries Research Institute (CMFRI).
Central Marine Fisheries Research Institute (CMFRI)
· CMFRI was established by Government of India on February 1947 under the Ministry of Agriculture and Farmers Welfare.
· It later joined the Indian Council of Agricultural Research (ICAR) family in 1967.
· It is devoted its research towards the estimation of marine fisheries landings and effort, taxonomy of marine organisms and the bio-economic characteristics of the exploited stocks of finfish and shellfish.
Context: Recently the Central Marine Fisheries Research Institute developed Cadalmin Immunalgin Extract (Cadalmin IMe) that can boost the innate immunity related to post-Covid complications.
Incorrect
Solution (d)
Statement Analysis
Option d Correct · Cadalmin Immunalgin Extract (Cadalmin IMe) is nutraceutical product from select seaweeds that can boost the innate immunity related to post-Covid complications. · A nutraceutical product is a substance, which has physiological benefit or provides protection against chronic disease.
· Cadalmin IMe also has antiviral properties against the delta variant of the SARS CoV-2 virus.
· It is a synergistic combination of seaweed-based nutraceutical product, which is a 100% natural blend of highly nutritious bioactive ingredients extracted with eco-friendly ‘green’ technology.
· It is developed by Central Marine Fisheries Research Institute (CMFRI).
Central Marine Fisheries Research Institute (CMFRI)
· CMFRI was established by Government of India on February 1947 under the Ministry of Agriculture and Farmers Welfare.
· It later joined the Indian Council of Agricultural Research (ICAR) family in 1967.
· It is devoted its research towards the estimation of marine fisheries landings and effort, taxonomy of marine organisms and the bio-economic characteristics of the exploited stocks of finfish and shellfish.
Context: Recently the Central Marine Fisheries Research Institute developed Cadalmin Immunalgin Extract (Cadalmin IMe) that can boost the innate immunity related to post-Covid complications.
-
Question 4 of 5
4. Question
Consider the following statements about eSanjeevani
- It is a telemedicine app that provides both doctor-to-doctor and doctor-to-patient telecommunication.
- It is designed and developed by The Centre for Development and Advanced Computing (C-DAC).
Choose the correct statements:
Correct
Solution (c)
Statement Analysis
Statement 1 Statement 2 Correct Correct · It is a cloud-based integrated telemedicine solution of the Ministry of Health and Family Welfare, Govt. of India. · It is a telemedicine app that provides both doctor-to-doctor and doctor-to-patient telecommunication.
· It is being designed, developed, deployed, and maintained by The Centre for Development and Advanced Computing (C-DAC), Mohali. · Two modules of eSanjeevani:
eSanjeevani AB-HWC:
· The doctor-to-doctor telemedicine platform, being implemented at all the Health and Wellness Centres (HWCs) in the country under the Ayushman Bharat (AB) Scheme of Government of India.
· It operates on a Hub-and-Spoke model wherein the ‘Ayushman Bharat-Health and Wellness Centers’ (HWCs) are set up at the state level, which is connected with the hub (comprising MBBS/ Specialty/Super-Specialty doctors) at the zonal level.
· It was rolled out in 2019.
eSanjeevani OPD:
· It is the Patient-to-Doctor remote consultation services rolled out in 2020 amid the first lockdown imposed to fight the Covid-19 pandemic, while the Outpatient Departments (OPDs) in the country were closed.
· It enables people to get outpatient services in the confines of their homes.
Context: Union Health Minister recently informed the Rajya Sabha that the Centre’s telemedicine application eSanjeevani has completed 14,17,81,384 teleconsultations.
Incorrect
Solution (c)
Statement Analysis
Statement 1 Statement 2 Correct Correct · It is a cloud-based integrated telemedicine solution of the Ministry of Health and Family Welfare, Govt. of India. · It is a telemedicine app that provides both doctor-to-doctor and doctor-to-patient telecommunication.
· It is being designed, developed, deployed, and maintained by The Centre for Development and Advanced Computing (C-DAC), Mohali. · Two modules of eSanjeevani:
eSanjeevani AB-HWC:
· The doctor-to-doctor telemedicine platform, being implemented at all the Health and Wellness Centres (HWCs) in the country under the Ayushman Bharat (AB) Scheme of Government of India.
· It operates on a Hub-and-Spoke model wherein the ‘Ayushman Bharat-Health and Wellness Centers’ (HWCs) are set up at the state level, which is connected with the hub (comprising MBBS/ Specialty/Super-Specialty doctors) at the zonal level.
· It was rolled out in 2019.
eSanjeevani OPD:
· It is the Patient-to-Doctor remote consultation services rolled out in 2020 amid the first lockdown imposed to fight the Covid-19 pandemic, while the Outpatient Departments (OPDs) in the country were closed.
· It enables people to get outpatient services in the confines of their homes.
Context: Union Health Minister recently informed the Rajya Sabha that the Centre’s telemedicine application eSanjeevani has completed 14,17,81,384 teleconsultations.
-
Question 5 of 5
5. Question
Akira, recently seen in news is related to?
Correct
Solution (a)
Option a Correct · Akira is a new family of ransomware that was used for cyber-attacks in the US and Canada in March 2023. · In the US, the ransomware was reported to actively target several organisations and expose their sensitive data.
· This is different from the Akira ransomware that was flagged by Microsoft Defender Antivirus in 2017.
· Akira uses a double-extortion technique to exfiltrate and encrypt data to increase the chances of extracting money from its victims.
· The Akira leak site has compromised at least 63 organisations since its inception.
· Companies that do not have secure backups to restore files are prone to be attacked by Akira.
· The ransomeware can lead to the loss of valuable data.
· To combat Akira,companies need to upgrade their cybersecurity pratices.
Context: Computer emergency response team (CERT) – India have recently issued an advisory flagging the emergence of a new ransomware called Akira.
Incorrect
Solution (a)
Option a Correct · Akira is a new family of ransomware that was used for cyber-attacks in the US and Canada in March 2023. · In the US, the ransomware was reported to actively target several organisations and expose their sensitive data.
· This is different from the Akira ransomware that was flagged by Microsoft Defender Antivirus in 2017.
· Akira uses a double-extortion technique to exfiltrate and encrypt data to increase the chances of extracting money from its victims.
· The Akira leak site has compromised at least 63 organisations since its inception.
· Companies that do not have secure backups to restore files are prone to be attacked by Akira.
· The ransomeware can lead to the loss of valuable data.
· To combat Akira,companies need to upgrade their cybersecurity pratices.
Context: Computer emergency response team (CERT) – India have recently issued an advisory flagging the emergence of a new ransomware called Akira.
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