IASbaba Daily Prelims Quiz
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The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative.
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Question 1 of 5
1. Question
Q.1) Consider the following statements regarding Zero Coupon Zero Principal (ZCZP) Instruments:
- They are issued by Not-for-Profit Organizations (NPOs) registered with the Social Stock Exchange.
- Investors do not receive either periodic interest or repayment of principal.
- These instruments represent a regulated mechanism for philanthropic funding.
- They are classified as debt securities under the Companies Act, 2013.
Which of the statements given above are correct?
Correct
Q.1) Solution (c)
Explanation:
- Zero Coupon Zero Principal (ZCZP) Instruments are innovative fundraising instruments introduced under the Social Stock Exchange framework.
- They can be issued only by eligible NPOs listed on the SSE.
- Unlike conventional bonds, investors receive neither interest (coupon) nor repayment of principal. Therefore, the contribution functions as a transparent and regulated donation rather than an investment.
- Statement 4 is incorrect because ZCZPs are not conventional debt securities carrying repayment obligations.
UPSC may test these instruments through comparison with ordinary financial instruments. The key conceptual distinction is that they mobilize philanthropic capital through capital-market infrastructure while providing no financial returns to contributors.
Why this question? Tests distinction between donation and investment instruments.
Why important for UPSC? Emerging area in financial inclusion and social finance.
PYQ Pattern Link: Similar to questions on REITs, InvITs and Green Bonds.
Incorrect
Q.1) Solution (c)
Explanation:
- Zero Coupon Zero Principal (ZCZP) Instruments are innovative fundraising instruments introduced under the Social Stock Exchange framework.
- They can be issued only by eligible NPOs listed on the SSE.
- Unlike conventional bonds, investors receive neither interest (coupon) nor repayment of principal. Therefore, the contribution functions as a transparent and regulated donation rather than an investment.
- Statement 4 is incorrect because ZCZPs are not conventional debt securities carrying repayment obligations.
UPSC may test these instruments through comparison with ordinary financial instruments. The key conceptual distinction is that they mobilize philanthropic capital through capital-market infrastructure while providing no financial returns to contributors.
Why this question? Tests distinction between donation and investment instruments.
Why important for UPSC? Emerging area in financial inclusion and social finance.
PYQ Pattern Link: Similar to questions on REITs, InvITs and Green Bonds.
-
Question 2 of 5
2. Question
Q.2) LAP1-B, recently reported in scientific literature, is significant because:
Correct
- Q.2) Solution (b)
Explanation:
- LAP1-B has attracted scientific attention because it represents one of the earliest known galaxies in the universe and possesses extremely low metallicity.
- Astronomers consider it chemically primitive because it formed relatively soon after the Big Bang, before multiple generations of stars enriched the universe with heavier elements.
- Such galaxies provide valuable insights into the conditions prevailing during the early stages of cosmic evolution.
- The discovery was facilitated by the James Webb Space Telescope’s unprecedented infrared capabilities.
UPSC may test the concept of metallicity and its role in understanding galaxy formation and evolution.
Why this question? Tests application of astronomy concepts to current affairs.
Why important for UPSC? Early universe studies are increasingly in news.
PYQ Pattern Link: Similar to questions on exoplanets and space discoveries.
Incorrect
- Q.2) Solution (b)
Explanation:
- LAP1-B has attracted scientific attention because it represents one of the earliest known galaxies in the universe and possesses extremely low metallicity.
- Astronomers consider it chemically primitive because it formed relatively soon after the Big Bang, before multiple generations of stars enriched the universe with heavier elements.
- Such galaxies provide valuable insights into the conditions prevailing during the early stages of cosmic evolution.
- The discovery was facilitated by the James Webb Space Telescope’s unprecedented infrared capabilities.
UPSC may test the concept of metallicity and its role in understanding galaxy formation and evolution.
Why this question? Tests application of astronomy concepts to current affairs.
Why important for UPSC? Early universe studies are increasingly in news.
PYQ Pattern Link: Similar to questions on exoplanets and space discoveries.
-
Question 3 of 5
3. Question
Q.3) With reference to the RBI’s proposed “Kill Switch” mechanism, consider the following statements:
- It seeks to help customers immediately freeze digital banking transactions during suspected fraud.
- The mechanism is expected to be activated directly by users.
- Once activated, the account is permanently closed and cannot be restored.
- It is intended to reduce losses arising from cyber fraud and unauthorized transactions.
Which of the statements given above are correct?
Correct
Q.3) Solution (a)
Explanation:
- The RBI’s proposed Kill Switch is aimed at strengthening digital payment security.
- It would allow customers to quickly disable access to banking channels in case of suspected fraud, cyberattack, or unauthorized account access.
- The system is expected to be user-activated through banking applications or other designated channels.
- Statement 3 is incorrect because the freeze is temporary and reversible after verification.
- The objective is to minimize financial losses during the crucial initial period following fraud detection.
UPSC increasingly focuses on digital governance, cybersecurity, and financial-sector reforms.
Why this question? Links fintech innovation with consumer protection.
Why important for UPSC? Important for digital economy and cybersecurity.
PYQ Pattern Link: Similar to UPI, CBDC and digital banking questions.
Incorrect
Q.3) Solution (a)
Explanation:
- The RBI’s proposed Kill Switch is aimed at strengthening digital payment security.
- It would allow customers to quickly disable access to banking channels in case of suspected fraud, cyberattack, or unauthorized account access.
- The system is expected to be user-activated through banking applications or other designated channels.
- Statement 3 is incorrect because the freeze is temporary and reversible after verification.
- The objective is to minimize financial losses during the crucial initial period following fraud detection.
UPSC increasingly focuses on digital governance, cybersecurity, and financial-sector reforms.
Why this question? Links fintech innovation with consumer protection.
Why important for UPSC? Important for digital economy and cybersecurity.
PYQ Pattern Link: Similar to UPI, CBDC and digital banking questions.
-
Question 4 of 5
4. Question
Q.4) Consider the following statements regarding the World Meteorological Organization (WMO):
- It became a specialized agency of the United Nations in 1950.
- It originated from the International Meteorological Organization established in the nineteenth century.
- Its headquarters are located in Geneva, Switzerland.
- It plays a key role in coordinating global weather, climate and hydrological observations.
Which of the statements given above are correct?
Correct
Q.4) Solution (b)
Explanation:
- The World Meteorological Organization (WMO) became a specialized UN agency in 1950, succeeding the International Meteorological Organization established in 1873.
- Headquartered in Geneva, Switzerland, it coordinates international cooperation in meteorology, climatology, hydrology and related geophysical sciences.
- WMO provides critical scientific assessments on climate change, global temperature trends, extreme weather events and disaster risk reduction.
- Its reports are widely cited in international climate negotiations.
UPSC regularly asks questions on UN specialized agencies, especially those connected with climate governance and sustainable development.
Why this question? Tests international organizations through current affairs.
Why important for UPSC? Climate governance is a recurring UPSC theme.
PYQ Pattern Link: Similar to WHO, FAO, UNEP and IPCC questions.
Incorrect
Q.4) Solution (b)
Explanation:
- The World Meteorological Organization (WMO) became a specialized UN agency in 1950, succeeding the International Meteorological Organization established in 1873.
- Headquartered in Geneva, Switzerland, it coordinates international cooperation in meteorology, climatology, hydrology and related geophysical sciences.
- WMO provides critical scientific assessments on climate change, global temperature trends, extreme weather events and disaster risk reduction.
- Its reports are widely cited in international climate negotiations.
UPSC regularly asks questions on UN specialized agencies, especially those connected with climate governance and sustainable development.
Why this question? Tests international organizations through current affairs.
Why important for UPSC? Climate governance is a recurring UPSC theme.
PYQ Pattern Link: Similar to WHO, FAO, UNEP and IPCC questions.
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Question 5 of 5
5. Question
Q.5) Consider the following statements regarding Anaphalis sahyadrica:
- It is a newly discovered plant species from the southern Western Ghats.
- It belongs to the sunflower family (Asteraceae).
- It is found in high-altitude montane grasslands and shola forest margins above 2,200 metres.
- It is characterized by smooth, hairless leaves with three prominent veins.
Which of the statements given above are correct?
Correct
Q.5) Solution (d)
Explanation:
- Anaphalis sahyadrica is a recently discovered flowering plant species reported from the high-altitude regions of the southern Western Ghats in Kerala, particularly around areas such as Anamudi and Meesapulimala.
- It belongs to the Asteraceae (sunflower) family and grows in montane grasslands and shola forest margins at elevations generally above 2,200 metres.
- One of its distinguishing morphological features is the presence of smooth, hairless leaves with three conspicuous veins.
- The species also produces numerous white hemispherical flower heads (capitula).
The discovery highlights the remarkable endemism and biodiversity significance of the Western Ghats, one of the world’s recognized biodiversity hotspots.
Why this question? Tests species discovery through habitat and taxonomy linkage.
Why important for UPSC? Western Ghats biodiversity is a recurring prelims theme.
PYQ Pattern Link: Similar to UPSC questions on newly discovered endemic species and biodiversity hotspots.
Incorrect
Q.5) Solution (d)
Explanation:
- Anaphalis sahyadrica is a recently discovered flowering plant species reported from the high-altitude regions of the southern Western Ghats in Kerala, particularly around areas such as Anamudi and Meesapulimala.
- It belongs to the Asteraceae (sunflower) family and grows in montane grasslands and shola forest margins at elevations generally above 2,200 metres.
- One of its distinguishing morphological features is the presence of smooth, hairless leaves with three conspicuous veins.
- The species also produces numerous white hemispherical flower heads (capitula).
The discovery highlights the remarkable endemism and biodiversity significance of the Western Ghats, one of the world’s recognized biodiversity hotspots.
Why this question? Tests species discovery through habitat and taxonomy linkage.
Why important for UPSC? Western Ghats biodiversity is a recurring prelims theme.
PYQ Pattern Link: Similar to UPSC questions on newly discovered endemic species and biodiversity hotspots.
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