IASbaba Daily Prelims Quiz
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The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative.
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Question 1 of 5
1. Question
With reference to India’s digital payment ecosystem, consider the following statements:
- The JAM Trinity enables Direct Benefit Transfer (DBT) by integrating zero-balance accounts, digital identity, and mobile interfaces.
- The Reserve Bank of India (RBI) has made two-factor authentication mandatory for all UPI transactions, including UPI Lite, from April 1, 2026.
- India’s Unified Payments Interface (UPI) is recognized by the IMF as the world’s largest real-time payment system by transaction volume.
Which of the statements given above is/are correct?
Correct
Q.1) Solution (b)
Explanation:
- Statement 1 is correct: The JAM Trinity (Jan-Dhan, Aadhaar, Mobile) is the foundational architecture for DBT, reducing leakages.
- Statement 3 is correct: The IMF has recognized UPI as the world’s largest real-time payment system by volume.
- Statement 2 is incorrect: While RBI mandated two-factor authentication (PIN/biometric/token + OTP) for UPI from April 1, 2026, UPI Lite—designed for small-value offline transactions—typically uses a simpler on-device verification or PIN for low-risk transactions and may be exempt from full two-factor mandate as per RBI’s risk-based approach. UPSC expects this nuanced exception.
Why this question?
Tests exceptions within general rules (UPI Lite vs. full UPI) and factual recall of IMF recognition.Why important for UPSC?
UPSC frequently asks about RBI’s regulatory nuances and India’s fintech leadership (Prelims 2024 had UPI questions).PYQ Pattern Link
Similar to 2023 Prelims question on JAM Trinity and 2024 question on digital payment security.Incorrect
Q.1) Solution (b)
Explanation:
- Statement 1 is correct: The JAM Trinity (Jan-Dhan, Aadhaar, Mobile) is the foundational architecture for DBT, reducing leakages.
- Statement 3 is correct: The IMF has recognized UPI as the world’s largest real-time payment system by volume.
- Statement 2 is incorrect: While RBI mandated two-factor authentication (PIN/biometric/token + OTP) for UPI from April 1, 2026, UPI Lite—designed for small-value offline transactions—typically uses a simpler on-device verification or PIN for low-risk transactions and may be exempt from full two-factor mandate as per RBI’s risk-based approach. UPSC expects this nuanced exception.
Why this question?
Tests exceptions within general rules (UPI Lite vs. full UPI) and factual recall of IMF recognition.Why important for UPSC?
UPSC frequently asks about RBI’s regulatory nuances and India’s fintech leadership (Prelims 2024 had UPI questions).PYQ Pattern Link
Similar to 2023 Prelims question on JAM Trinity and 2024 question on digital payment security. -
Question 2 of 5
2. Question
Q.2) With reference to the Womaniya Initiative on Government e-Marketplace (GeM), consider the following statements:
- The initiative enables only women-led Self Help Groups (SHGs) to sell directly to government buyers.
- The SWAYATT programme was launched to promote the participation of Startups, Women, and Youth on GeM.
- Women MSEs have exceeded the mandated 3% procurement target on GeM in FY 2025-26.
Which of the statements given above is/are correct?
Correct
Q.2) Solution (b)
Explanation:
- Statement 2 is correct: SWAYATT (Startups, Women & Youth Advantage Through e-Transactions) was launched in 2019 to promote inclusive participation.
- Statement 3 is correct: Women MSEs achieved 5.6% of GeM’s total order value, exceeding the 3% mandate.
- Statement 1 is incorrect: The Womaniya Initiative enables both women-led MSEs and SHGs, not SHGs alone. Over 2.1 lakh women MSEs are registered, alongside SHGs. UPSC traps students by narrowing the scope.
Why this question?
Tests inclusive coverage (MSEs + SHGs) and factual recall of SWAYATT and procurement mandate.Why important for UPSC?
Links to MSMEs, public procurement (~20-25% of GDP), and women’s economic empowerment (SDG 5).PYQ Pattern Link
Echoes 2023 Prelims question on government e-marketplace and 2021 question on SHGs under DAY-NRLM.Incorrect
Q.2) Solution (b)
Explanation:
- Statement 2 is correct: SWAYATT (Startups, Women & Youth Advantage Through e-Transactions) was launched in 2019 to promote inclusive participation.
- Statement 3 is correct: Women MSEs achieved 5.6% of GeM’s total order value, exceeding the 3% mandate.
- Statement 1 is incorrect: The Womaniya Initiative enables both women-led MSEs and SHGs, not SHGs alone. Over 2.1 lakh women MSEs are registered, alongside SHGs. UPSC traps students by narrowing the scope.
Why this question?
Tests inclusive coverage (MSEs + SHGs) and factual recall of SWAYATT and procurement mandate.Why important for UPSC?
Links to MSMEs, public procurement (~20-25% of GDP), and women’s economic empowerment (SDG 5).PYQ Pattern Link
Echoes 2023 Prelims question on government e-marketplace and 2021 question on SHGs under DAY-NRLM. -
Question 3 of 5
3. Question
Consider the following statements about the BHASHINI platform:
- It offers Automatic Speech Recognition (ASR), Neural Machine Translation (NMT), and Text-to-Speech (TTS) services.
- BHASHINI now operates on India’s first fully vendor and cloud-agnostic AI Sovereign Cloud, deployed on Yotta and Shakti Cloud.
Which of the statements given above is/are correct?
Correct
Q.3) Solution (c)
Explanation:
- Statement 1 is correct: BHASHINI provides ASR (speech-to-text), NMT (direct Indian language translation), and TTS (voice output).
- Statement 3 is correct: It was migrated to Yotta’s Government Community Cloud and Shakti Cloud (vendor/cloud-agnostic) in Feb 2026.
“Anuvad” is the text-to-text translation product. Real-time multilingual voice conversations are provided by “Vaniad,” not Anuvad. UPSC tests product-function mapping within the same platform.
Why this question?
Tests precise differentiation between BHASHINI’s products (Anuvad vs. Vaniad vs. Chitraad).Why important for UPSC?
Links to Digital India, AI for governance, and language DPI—recurring themes in Prelims.PYQ Pattern Link
Similar to 2022 Prelims question on digital services and product-function matching (e.g., UMANG, DigiLocker).Incorrect
Q.3) Solution (c)
Explanation:
- Statement 1 is correct: BHASHINI provides ASR (speech-to-text), NMT (direct Indian language translation), and TTS (voice output).
- Statement 3 is correct: It was migrated to Yotta’s Government Community Cloud and Shakti Cloud (vendor/cloud-agnostic) in Feb 2026.
“Anuvad” is the text-to-text translation product. Real-time multilingual voice conversations are provided by “Vaniad,” not Anuvad. UPSC tests product-function mapping within the same platform.
Why this question?
Tests precise differentiation between BHASHINI’s products (Anuvad vs. Vaniad vs. Chitraad).Why important for UPSC?
Links to Digital India, AI for governance, and language DPI—recurring themes in Prelims.PYQ Pattern Link
Similar to 2022 Prelims question on digital services and product-function matching (e.g., UMANG, DigiLocker). -
Question 4 of 5
4. Question
Q.4) With reference to the National Legal Services Authority (NALSA), consider the following statements:
- NALSA was established under the Legal Services Authorities Act, 1987 to fulfill the objective of Article 39A of the Constitution.
- The Patron-in-Chief of NALSA is the President of India, while the Executive Chairman is the second senior-most judge of the Supreme Court.
- Awards made by Lok Adalats organized by NALSA are deemed to be decrees of a civil court and are final and binding.
Which of the statements given above is/are correct?
Correct
Q.4) Solution (d)
Explanation:
- Statement 1 is correct: NALSA was established under the Legal Services Authorities Act, 1987, and it operationalizes Article 39A (DPSP) which mandates the State to provide free legal aid.
- Statement 3 is correct: Lok Adalat awards are deemed to be decrees of a civil court, are final and binding, and cannot be appealed against in a regular court.
- Statement 2 is incorrect: The Patron-in-Chief of NALSA is the Chief Justice of India, not the President of India. The Executive Chairman is the second senior-most judge of the Supreme Court. UPSC tests this specific hierarchical detail.
Why this question?
Tests constitutional linkage (Article 39A) and institutional hierarchy (CJI as Patron-in-Chief, not President).Why important for UPSC?
Legal aid and Lok Adalats are frequently asked in Polity (Prelims 2019, 2022 on alternative dispute resolution).PYQ Pattern Link
Similar to 2022 Prelims question on Lok Adalats and 2021 question on NALSA’s composition.Incorrect
Q.4) Solution (d)
Explanation:
- Statement 1 is correct: NALSA was established under the Legal Services Authorities Act, 1987, and it operationalizes Article 39A (DPSP) which mandates the State to provide free legal aid.
- Statement 3 is correct: Lok Adalat awards are deemed to be decrees of a civil court, are final and binding, and cannot be appealed against in a regular court.
- Statement 2 is incorrect: The Patron-in-Chief of NALSA is the Chief Justice of India, not the President of India. The Executive Chairman is the second senior-most judge of the Supreme Court. UPSC tests this specific hierarchical detail.
Why this question?
Tests constitutional linkage (Article 39A) and institutional hierarchy (CJI as Patron-in-Chief, not President).Why important for UPSC?
Legal aid and Lok Adalats are frequently asked in Polity (Prelims 2019, 2022 on alternative dispute resolution).PYQ Pattern Link
Similar to 2022 Prelims question on Lok Adalats and 2021 question on NALSA’s composition. -
Question 5 of 5
5. Question
Q.5) “Clarion-Clipperton Zone” is often seen in news, is located in which of the following oceans?
Correct
Q.5) Solution (c)
Explanation:
The Clarion-Clipperton Zone (CCZ) is located in the Pacific Ocean, stretching between Hawaii and Mexico.It covers approximately 4.5 million square kilometres at depths of 3,500–5,500 metres. The zone is named after Clarion Island (Mexico) and Clipperton Island (France).
It is administered by the International Seabed Authority (ISA) and is known for its vast deposits of polymetallic nodules containing manganese, nickel, cobalt, and copper.
- Option (a) Atlantic is incorrect—major deep-sea mining areas there include the Mid-Atlantic Ridge.
- Option (b) Indian Ocean contains India’s exploration area in the Central Indian Ocean Basin (CIOB), not CCZ.
- Option (d) Arctic is not relevant for CCZ.
Why this question?
Tests static geography (ocean location of a current-affairs hotspot) and avoids confusion with India’s CIOB.Why important for UPSC?
Deep-sea mining, ISA, and CCZ appear in Environment and Geography (Prelims 2020 had polymetallic nodules question).PYQ Pattern Link
Similar to 2018 Prelims question on “The Area” under UNCLOS and 2021 on critical mineral locations.Incorrect
Q.5) Solution (c)
Explanation:
The Clarion-Clipperton Zone (CCZ) is located in the Pacific Ocean, stretching between Hawaii and Mexico.It covers approximately 4.5 million square kilometres at depths of 3,500–5,500 metres. The zone is named after Clarion Island (Mexico) and Clipperton Island (France).
It is administered by the International Seabed Authority (ISA) and is known for its vast deposits of polymetallic nodules containing manganese, nickel, cobalt, and copper.
- Option (a) Atlantic is incorrect—major deep-sea mining areas there include the Mid-Atlantic Ridge.
- Option (b) Indian Ocean contains India’s exploration area in the Central Indian Ocean Basin (CIOB), not CCZ.
- Option (d) Arctic is not relevant for CCZ.
Why this question?
Tests static geography (ocean location of a current-affairs hotspot) and avoids confusion with India’s CIOB.Why important for UPSC?
Deep-sea mining, ISA, and CCZ appear in Environment and Geography (Prelims 2020 had polymetallic nodules question).PYQ Pattern Link
Similar to 2018 Prelims question on “The Area” under UNCLOS and 2021 on critical mineral locations.
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