15 Points Programme for Minorities Welfare Schemes

Part of: GS-Prelims and GS-II: Government schemes and policies

Context: It is an overarching programme which covers various schemes/initiatives of the participating Ministries/Departments with an aim to ensure that the underprivileged and weaker sections of six centrally notified minority communities have equal opportunities for availing the various Government welfare Schemes and contribute to the overall socio-economic development of the Country.  

  1. Enhancing opportunities for education
  2. Ensuring an equitable share for minorities in economic activities and employment, through existing and new schemes, enhanced credit support for self-employment, and recruitment to State and Central Government jobs
  3. Improving the conditions of living of minorities by ensuring an appropriate share for them in infrastructure development schemes
  4. Prevention and control of communal disharmony and violence.

Schemes covered are – 

 A. Educational Empowerment

  1. Scholarship Schemes- Pre-Matric Scholarship, Post-Matric Scholarship and Merit-cum-Means based Scholarship.
  2. Maulana Azad National Fellowship Scheme, provides financial assistance to students from notified minority communities, to pursue higher education such as M.Phil and Ph.D.
  3. In addition, the Maulana Azad Education Foundation implements the scheme viz. Begum Hazrat Mahal National Scholarship for meritorious girls belonging to minorities studying in Classes IX to XII.
  4. Naya Savera – Free Coaching and Allied Scheme which aims to enhance skills and knowledge of students and candidates from minority communities where total annual family income is less than Rs. 6 lakh to get employment in Government Sector/ Public Sector Undertaking, jobs in private sector, and admission in reputed institutions in technical and professional courses at under-graduate and post-graduate levels.

B. Economic Empowerment

  1. Skill Development:
  2. National Minorities Development Finance Corporation (NMDFC) Loan Schemes provide concessional loans for self-employment and income generating activities for the socio-economic development of the ‘backward sections’ amongst the notified minorities.
  3. Priority Sector Lending by Banks.(Department of Financial Services)
  4. National Urban Livelihoods Mission (M/o Housing & Urban Affairs)
  5. National Rural Livelihoods Mission (M/o Rural Development)
  6. Deen Dayal Upadhyay – Gramin Kaushal Yojana (M/o Rural Development)
  7. Pradhan Mantri Awaas Yojana (Gramin)- (M/o Rural Development)

In addition, another scheme namely Pradhan Mantri Jan Vikas Karyakram (PMJVK) is implemented by the Ministry of Minority Affairs, which aims to improve the socio-economic conditions and basic amenities of minorities so as to improve their quality of life and reduce imbalances in the identified Minority Concentration Areas.

News Source: PIB

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