IASbaba Daily Prelims Quiz
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The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative.
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Question 1 of 5
1. Question
Consider the following statement regarding Private member bills –
- Only those MPs who are not part of the ruling party are called private members.
- Private member has to give at least a month’s notice for the introduction of Bills.
- Drafting of private member bill will be the responsibility of the private member concerned.
Which of the above statements is/are incorrect?
Correct
Solution (b)
Explanation
Members of Parliament (MPs) other than ministers are private members. These can be MPs of ruling party too. Bills introduced by them are called Private member bill. Bills introduced by Ministers are called Government Bills.
The admissibility of a private Bill is decided by the Chairman in the case of the Rajya Sabha and the Speaker in the case of the Lok Sabha. The Member must give at least a month’s notice, for the House Secretariat to examine it for compliance with constitutional provisions and rules on legislation. While a government Bill can be introduced and discussed on any day, a private member’s bill can only be introduced and discussed on Fridays. Member who is introducing it will only draft it. While in government bill, drafting is the responsibility of concerned department in consultation with the law department.
As per PRS Legislative, no private member’s Bill has been passed by Parliament since 1970. To date, Parliament has passed 14 such Bills, six of them in 1956.
Article reference: Cong MPs from Punjab to move private member’s bill in Lok Sabha to repeal farm laws
Incorrect
Solution (b)
Explanation
Members of Parliament (MPs) other than ministers are private members. These can be MPs of ruling party too. Bills introduced by them are called Private member bill. Bills introduced by Ministers are called Government Bills.
The admissibility of a private Bill is decided by the Chairman in the case of the Rajya Sabha and the Speaker in the case of the Lok Sabha. The Member must give at least a month’s notice, for the House Secretariat to examine it for compliance with constitutional provisions and rules on legislation. While a government Bill can be introduced and discussed on any day, a private member’s bill can only be introduced and discussed on Fridays. Member who is introducing it will only draft it. While in government bill, drafting is the responsibility of concerned department in consultation with the law department.
As per PRS Legislative, no private member’s Bill has been passed by Parliament since 1970. To date, Parliament has passed 14 such Bills, six of them in 1956.
Article reference: Cong MPs from Punjab to move private member’s bill in Lok Sabha to repeal farm laws
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Question 2 of 5
2. Question
Which of the following statements is correct about Non-Performing Assets of Public Sector Banks in India?
Correct
Solution (b)
Explanation
- Asset quality review (AQR) initiated in 2015 for cleaning up banks’ balance sheets revealed high incidence NPAs. As a result of AQR and subsequent transparent recognition by banks, stressed accounts were reclassified as NPAs and expected losses on stressed loans, not provided for earlier under flexibility given to restructured loans, were provided for.
- Provisioning coverage ratio
What this is: Banks usually set aside a portion of their profits as a provision against bad loans.
What it means: A high PCR ratio (ideally above 70%) means most asset quality issues have been taken care of and the bank is not vulnerable.
Gross NPAs of PSBs was 6,09,129 crore and NPAs of Private Sector Banks was 1,88,191 crore.
NPAs are classified into 3 categories ie Substandard Assets(NPA for >= 12 months) ,Doubtful Assets (if remains in substandard category for 12 months), and Loss Assets (uncollectable).
Article reference: Gross NPAs of PSBs decline to ₹6.09 lakh crore in Sep 2020: Anurag Singh Thakur
Incorrect
Solution (b)
Explanation
- Asset quality review (AQR) initiated in 2015 for cleaning up banks’ balance sheets revealed high incidence NPAs. As a result of AQR and subsequent transparent recognition by banks, stressed accounts were reclassified as NPAs and expected losses on stressed loans, not provided for earlier under flexibility given to restructured loans, were provided for.
- Provisioning coverage ratio
What this is: Banks usually set aside a portion of their profits as a provision against bad loans.
What it means: A high PCR ratio (ideally above 70%) means most asset quality issues have been taken care of and the bank is not vulnerable.
Gross NPAs of PSBs was 6,09,129 crore and NPAs of Private Sector Banks was 1,88,191 crore.
NPAs are classified into 3 categories ie Substandard Assets(NPA for >= 12 months) ,Doubtful Assets (if remains in substandard category for 12 months), and Loss Assets (uncollectable).
Article reference: Gross NPAs of PSBs decline to ₹6.09 lakh crore in Sep 2020: Anurag Singh Thakur
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Question 3 of 5
3. Question
The term ‘Passiflora shervarayensis’ is related to –
Correct
Solution (d)
Explanation
A new native plant species belonging to the Passifloraceae — Passion fruit family — has been found by scientists in Servarayan Hills (Tamil Nadu). The genus Passiflora L. belonging to Passifloraceae family contains about 550 species and are distributed mostly in the Americas.
Only about 20 species occur in India, China, Southeast Asia, Australia, and in the islands of Oceania. Of the 20 species only two of them are native to India.
Article link: New climber plant found in Tamil Nadu
Incorrect
Solution (d)
Explanation
A new native plant species belonging to the Passifloraceae — Passion fruit family — has been found by scientists in Servarayan Hills (Tamil Nadu). The genus Passiflora L. belonging to Passifloraceae family contains about 550 species and are distributed mostly in the Americas.
Only about 20 species occur in India, China, Southeast Asia, Australia, and in the islands of Oceania. Of the 20 species only two of them are native to India.
Article link: New climber plant found in Tamil Nadu
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Question 4 of 5
4. Question
Consider the following statement about Pobitora Wildlife Sanctuary –
- This Wildlife Sanctuary has highest density of one horned Rhinoceroses.
- This is situated on the bank of Manas River.
- This is also called Mini-Kaziranga due to Rhino population.
Which of the above statements is/are correct?
Correct
Solution (d)
Explanation
Pobitora Wildlife Sanctuary is a wildlife sanctuary on the southern bank of the Brahmaputra in Morigaon district in Assam. It was declared in 1987 and covers 38.85 km2 providing grassland and wetland habitat for the Indian rhinoceros. Pobitora Wildlife Sanctuary holds one of the largest Indian rhinoceros populations in Assam.
Pobitora Wildlife Sanctuary harbors world’s highest density of rhinoceros, thus also called Mini Kaziranga.
Besides rhinoceros, the other mammals found are Leopard, Leopard cat, Fishing cat, Jungle cat, Feral Buffalo, Wild pigs, Chinese pangolins etc
Article link: ‘Mini Kaziranga’ has 58 waterfowl species
Incorrect
Solution (d)
Explanation
Pobitora Wildlife Sanctuary is a wildlife sanctuary on the southern bank of the Brahmaputra in Morigaon district in Assam. It was declared in 1987 and covers 38.85 km2 providing grassland and wetland habitat for the Indian rhinoceros. Pobitora Wildlife Sanctuary holds one of the largest Indian rhinoceros populations in Assam.
Pobitora Wildlife Sanctuary harbors world’s highest density of rhinoceros, thus also called Mini Kaziranga.
Besides rhinoceros, the other mammals found are Leopard, Leopard cat, Fishing cat, Jungle cat, Feral Buffalo, Wild pigs, Chinese pangolins etc
Article link: ‘Mini Kaziranga’ has 58 waterfowl species
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Question 5 of 5
5. Question
Code on Occupational Safety, Health and Working Condition, 2020 will not consolidate which of the following Acts –
Correct
Solution (c)
Explanation
The Occupational Safety, Health And Working Conditions Code, 2020 is a code to consolidate and amend the laws regulating the Occupational safety and health and working conditions of the persons employed in an establishment. The Act replaces 13 old central labour laws.
Code on Occupational Safety, Health and Working Condition will consolidate 13 existing acts which also include Factories Act, 1948, Contract Labour (Regulation and Abolition) Act, 1970 and Mines Act,1952. EPF Act, 1952 will be replaced by Code on Social Security.
Occupational Safety in India
Constitutional Provisions-
- Three Articles i.e. 24, 39(e) and 42
- Union List- The regulation of labour and safety in mines and oil fields.
- Concurrent List- The welfare of labour including conditions of work, provident funds, employers’ invalidity and old age pension and maternity benefit.
- The Union Ministry of Labour and Labour Departments of the States and Union Territories are responsible for safety and health of workers.
- National Safety Council (NSC) –
- Apex non-profit making to generate, develop and sustain a voluntary movement on Safety, Health and Environment (SHE) at the national level.
- Works under the overall guidance of Ministry of Labour
- Registered under the Societies Registration Act 1860 and the Bombay Public Trust Act 1950.
Article reference: New labour codes to allow 4-day work week
Incorrect
Solution (c)
Explanation
The Occupational Safety, Health And Working Conditions Code, 2020 is a code to consolidate and amend the laws regulating the Occupational safety and health and working conditions of the persons employed in an establishment. The Act replaces 13 old central labour laws.
Code on Occupational Safety, Health and Working Condition will consolidate 13 existing acts which also include Factories Act, 1948, Contract Labour (Regulation and Abolition) Act, 1970 and Mines Act,1952. EPF Act, 1952 will be replaced by Code on Social Security.
Occupational Safety in India
Constitutional Provisions-
- Three Articles i.e. 24, 39(e) and 42
- Union List- The regulation of labour and safety in mines and oil fields.
- Concurrent List- The welfare of labour including conditions of work, provident funds, employers’ invalidity and old age pension and maternity benefit.
- The Union Ministry of Labour and Labour Departments of the States and Union Territories are responsible for safety and health of workers.
- National Safety Council (NSC) –
- Apex non-profit making to generate, develop and sustain a voluntary movement on Safety, Health and Environment (SHE) at the national level.
- Works under the overall guidance of Ministry of Labour
- Registered under the Societies Registration Act 1860 and the Bombay Public Trust Act 1950.
Article reference: New labour codes to allow 4-day work week
