PM to launch Ayushman Bharat PM-JAY SEHAT to extend coverage to all residents of J&K

  • IASbaba
  • December 25, 2020
  • 0
UPSC Articles

PM to launch Ayushman Bharat PM-JAY SEHAT to extend coverage to all residents of J&K

Part of: GS Prelims and GS-II – Policies and Interventions; Health

In news 

  • Indian Prime Minister will launch Ayushman Bharat PM-JAY SEHAT to extend health coverage to all the residents of the Union Territory of Jammu & Kashmir.  

Key takeaways 

  • The scheme will ensure Universal Health Coverage. 
  • Focus: Providing financial risk protection and ensuring quality and affordable essential health services to all individuals and communities. 
  • The Scheme also provides free of cost insurance cover to all the residents of the UT of J&K. 
  • It provides financial cover upto Rs 5 lakh per family on a floater basis to all residents of the UT. 
  • It provides for operational extension of PM-JAY to 15 lakh (approx) additional families. 
  • The scheme will operate on insurance mode in convergence with PM-JAY. 
  • The benefits of the scheme will be portable across the country. 
  • The hospitals empanelled under PM-JAY scheme shall provide services under this scheme as well.

Do you know? 

  • Universal Health Coverage (UHC) includes the full spectrum of essential, quality health services, from health promotion to prevention, treatment, rehabilitation, and palliative care. 
  • It enables everyone to access the services, protecting people from the financial consequences of paying for health services out of their own pockets and reducing the risk that people will be pushed to poverty. 
  • The Ayushman Bharat program, with its two pillars – Health and Wellness Centres and Pradhan Mantri Jan Arogya Yojna – is envisaged to achieve UHC.

Important value additions 

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) 

  • It was launched to provide free access to healthcare for 40% of people in India. 
  • People using the program access their own primary care services from a family doctor. 
  • If anyone needs additional care, AB PM-JAY provides free secondary health care for those who need specialist treatment and tertiary health care for those requiring hospitalization. 
  • The program is centrally sponsored. 
  • It is jointly funded by both the Central government and the states.

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