IASbaba Daily Prelims Quiz
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The Current Affairs questions are based on sources like ‘The Hindu’, ‘Indian Express’ and ‘PIB’, which are very important sources for UPSC Prelims Exam. The questions are focused on both the concepts and facts. The topics covered here are generally different from what is being covered under ‘Daily Current Affairs/Daily News Analysis (DNA) and Daily Static Quiz’ to avoid duplication. The questions would be published from Monday to Saturday before 2 PM. One should not spend more than 10 minutes on this initiative.
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Question 1 of 5
1. Question
Consider the following statements with respect to ‘Digital Banking Units’
- They are online portals which will help people access various banking facilities
- They will help spread digital financial literacy and also offer real-time assistance
Select the correct statement(s)
Correct
Solution(b)
Statement Analysis:
Statement 1 Statement 2 Incorrect Correct DBUs will be brick-and-mortar outlets which will provide a variety of digital banking facilities to people such as opening savings accounts, balance-check, print passbooks, transfer of funds, investment in fixed deposits, loan applications, stop-payment instructions for cheques issued, applying for credit/debit cards, view statement of account, pay taxes, pay bills, make nominations, etc. DBUs will enable customers to have cost-effective, convenient access and enhanced digital experience of banking products and services throughout the year. They will spread Digital Financial Literacy and special emphasis will be given to customer education on cyber security awareness and safeguards. Also, there shall be adequate digital mechanisms to offer real-time assistance and redress customer grievances arising from business and services provided by the DBUs directly or through Business Facilitators/ Correspondents. Context – PM dedicated 75 Digital Banking Units across 75 districts to the nation
Incorrect
Solution(b)
Statement Analysis:
Statement 1 Statement 2 Incorrect Correct DBUs will be brick-and-mortar outlets which will provide a variety of digital banking facilities to people such as opening savings accounts, balance-check, print passbooks, transfer of funds, investment in fixed deposits, loan applications, stop-payment instructions for cheques issued, applying for credit/debit cards, view statement of account, pay taxes, pay bills, make nominations, etc. DBUs will enable customers to have cost-effective, convenient access and enhanced digital experience of banking products and services throughout the year. They will spread Digital Financial Literacy and special emphasis will be given to customer education on cyber security awareness and safeguards. Also, there shall be adequate digital mechanisms to offer real-time assistance and redress customer grievances arising from business and services provided by the DBUs directly or through Business Facilitators/ Correspondents. Context – PM dedicated 75 Digital Banking Units across 75 districts to the nation
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Question 2 of 5
2. Question
Consider the following statements with respect to ‘India-Africa Defence Dialogue (IADD)’
- The Defence Dialogue has been institutionalized to be held every year on the sidelines of DefExpo
- Observer Research Foundation (ORF) is the knowledge partner for IADD
Select the correct statement(s)
Correct
Solution(d)
Statement Analysis:
Statement 1 Statement 2 Incorrect Incorrect The first-ever India-Africa Defence Ministers Conclave was held in Lucknow, Uttar Pradesh in conjunction with DefExpo on February 06, 2020. A Joint Declaration – ‘Lucknow Declaration’ – was adopted at the end of the conclave as an outcome document. In continuance of the ‘Lucknow Declaration’ and in consultation with stakeholders, IAAD has been institutionalised to be held once every two years on the sidelines of DefExpo. The IADD will explore new areas of convergence for mutual engagement, including in areas like capacity building, training, cyber security, maritime security and counter terrorism. Manohar Parrikar Institute for Defence Studies and Analyses (MP-IDSA) is the knowledge partner for the India-Africa Defence Dialogue. Context – India-Africa Defence Dialogue was held on October 18 on the sidelines of DefExpo 2022 in Gandhinagar, Gujarat
Incorrect
Solution(d)
Statement Analysis:
Statement 1 Statement 2 Incorrect Incorrect The first-ever India-Africa Defence Ministers Conclave was held in Lucknow, Uttar Pradesh in conjunction with DefExpo on February 06, 2020. A Joint Declaration – ‘Lucknow Declaration’ – was adopted at the end of the conclave as an outcome document. In continuance of the ‘Lucknow Declaration’ and in consultation with stakeholders, IAAD has been institutionalised to be held once every two years on the sidelines of DefExpo. The IADD will explore new areas of convergence for mutual engagement, including in areas like capacity building, training, cyber security, maritime security and counter terrorism. Manohar Parrikar Institute for Defence Studies and Analyses (MP-IDSA) is the knowledge partner for the India-Africa Defence Dialogue. Context – India-Africa Defence Dialogue was held on October 18 on the sidelines of DefExpo 2022 in Gandhinagar, Gujarat
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Question 3 of 5
3. Question
Consider the following statements with respect to ‘Commission for Air Quality Management’
- It is a statutory body established under Air (Prevention and Control of Pollution) Act, 1981
- A government official of the rank of Secretary or Chief Secretary will chair the Commission
- The Commission will have the powers to overrule directives issued by the state governments in the region
Choose the correct answer using the code given below
Correct
Solution(b)
Statement Analysis:
Statement 1 Statement 2 Statement 3 Incorrect Incorrect Correct The Commission for Air Quality Management (CAQM) is a statutory body formed under the Commission for Air Quality Management in National Capital Region and Adjoining Areas, Act 2021. The Commission shall be chaired by a full-time Chairperson having special knowledge in the field of environment protection or pollution control with experience of not less than fifteen years or having administrative experience of not less than twenty-five years The Commission has been given overarching powers in achieving its mandate. It is a powerful body whose rulings will override anything contained in any other law. It will also have the powers to overrule directives issued by the state governments in the region, that may be in violation of pollution norms. Context – Commission for Air Quality Management in NCR & Adjoining Areas (CAQM) has reiterated to all implementing agencies of the Central and State Governments of NCR to strictly implement actions under Stage I of the GRAP
Incorrect
Solution(b)
Statement Analysis:
Statement 1 Statement 2 Statement 3 Incorrect Incorrect Correct The Commission for Air Quality Management (CAQM) is a statutory body formed under the Commission for Air Quality Management in National Capital Region and Adjoining Areas, Act 2021. The Commission shall be chaired by a full-time Chairperson having special knowledge in the field of environment protection or pollution control with experience of not less than fifteen years or having administrative experience of not less than twenty-five years The Commission has been given overarching powers in achieving its mandate. It is a powerful body whose rulings will override anything contained in any other law. It will also have the powers to overrule directives issued by the state governments in the region, that may be in violation of pollution norms. Context – Commission for Air Quality Management in NCR & Adjoining Areas (CAQM) has reiterated to all implementing agencies of the Central and State Governments of NCR to strictly implement actions under Stage I of the GRAP
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Question 4 of 5
4. Question
Consider the following statements with respect to ‘Foreign Direct Investment’
- Foreign Direct Investment (FDI) is an investment through capital instruments by a person resident outside India in an unlisted Indian company
- FDI in India can be under both automatic as well as government route
- A FDI holding which falls under a certain threshold, can be reclassified as FPI
Choose the correct answer using the code given below
Correct
Solution(a)
Statement Analysis:
Statement 1 Statement 2 Statement 3 Correct Correct Incorrect Foreign Direct Investment (FDI) is the investment through capital instruments by a person resident outside India (a) in an unlisted Indian company; or (b) in 10 percent or more of the post issue paid-up equity capital on a fully diluted basis of a listed Indian company. FDI enters in India through either of the two routes: Automatic Route: Foreign Investment is allowed under the automatic route without prior approval of the Government or the Reserve Bank of India, in all activities/ sectors as specified in the Regulation 16 of FEMA 20 (R). Government Route: Foreign investment in activities not covered under the automatic route requires prior approval of the Government. For an FPI investment, once the investment is classified as FDI (basis total holding), if the FDI holding comes back to <10%, will be still classified as FDI. Once an FDI always an FDI. Context – India has the potential to attract FDI worth $475 billion in the next five years, according to a report by EY and the Confederation of Indian Industry.
Incorrect
Solution(a)
Statement Analysis:
Statement 1 Statement 2 Statement 3 Correct Correct Incorrect Foreign Direct Investment (FDI) is the investment through capital instruments by a person resident outside India (a) in an unlisted Indian company; or (b) in 10 percent or more of the post issue paid-up equity capital on a fully diluted basis of a listed Indian company. FDI enters in India through either of the two routes: Automatic Route: Foreign Investment is allowed under the automatic route without prior approval of the Government or the Reserve Bank of India, in all activities/ sectors as specified in the Regulation 16 of FEMA 20 (R). Government Route: Foreign investment in activities not covered under the automatic route requires prior approval of the Government. For an FPI investment, once the investment is classified as FDI (basis total holding), if the FDI holding comes back to <10%, will be still classified as FDI. Once an FDI always an FDI. Context – India has the potential to attract FDI worth $475 billion in the next five years, according to a report by EY and the Confederation of Indian Industry.
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Question 5 of 5
5. Question
Indian Bison or Gaur in India is usually found in
Correct
Solution(c)
Indian Gaur is a protected species and included in Schedule I of the Wild Life Protection Act, 1972. It is listed as “vulnerable” in the International Union for Conservation of Nature (IUCN) Red List. In India, the population was estimated to be 12,000–22,000 in the mid-1990s. The Western Ghats and their outflanking hills in southern India constitute one of the most extensive extant strongholds of gaur, in particular in the Wayanad – Nagarhole – Mudumalai – Bandipur complex.
Context – Sri Lanka requested India to translocate 6 Indian Bisons to reintroduce them in the
Island
Incorrect
Solution(c)
Indian Gaur is a protected species and included in Schedule I of the Wild Life Protection Act, 1972. It is listed as “vulnerable” in the International Union for Conservation of Nature (IUCN) Red List. In India, the population was estimated to be 12,000–22,000 in the mid-1990s. The Western Ghats and their outflanking hills in southern India constitute one of the most extensive extant strongholds of gaur, in particular in the Wayanad – Nagarhole – Mudumalai – Bandipur complex.
Context – Sri Lanka requested India to translocate 6 Indian Bisons to reintroduce them in the
Island
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